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Here’s why: 🏡⬇️ 1. Home prices can keep moving up. U.S. home prices were still 2% higher year over year in the latest FHFA monthly data. Waiting for rates to fall doesn’t guarantee the home you want will be cheaper when they do. 2. Lower rates could bring more buyers back. The average 30-year fixed mortgage is currently around 6.58%. If rates fall enough to improve affordability, more buyers may enter the market, which can mean more competition for the same homes. 3. Waiting means delaying home
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The rate matters, but it's not the whole picture. 👀 The real winning strategy involves the full scope: loan structure, monthly payment, cash to close, and long-term goals. 👉 Have questions? Let's talk. NMLS# 1323537 | Cornerstone First Mortgage, LLC NMLS#173855 #mortgagetips #interestrates #monthlypayment #homebuyingstrategy #homebuyer
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