If They Ask for a Gift Card… It’s a Scam. 🎁🚫 Joely Chung of First Hawaiian Bank and Aaron Fernandez of Central Pacific Bank share how to spot one of the most common holiday tricks — scammers asking for payment with gift cards. No real business or government agency will ever ask you to pay this way. Hang up, delete the message, and contact the company directly using a number you trust. 🔒 This message comes from the Hawaii Bankers Association (@hibankers) and participating Hawaii banks. #FraudF