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  1. How to calculate discount points?

    Apr 29, 2025 · Let’s explore how discount points work, how much they cost, and, most importantly, how to calculate discount points to see if they make sense for your situation. How …

  2. Mortgage Points 101: Lower Your Rate

    Dec 27, 2023 · Simply put, there are two types of mortgage points: discount and origination points. Discount points serve as prepaid interest on your mortgage. By shelling out some cash …

  3. Understanding Origination Points: Fees and Negotiation for Mortgage

    Apr 28, 2025 · Understanding the importance of origination points and their fees in mortgage borrowing, plus strategies to negotiate lower rates.

  4. What Are Mortgage Discount Points and Are They Worth It?

    Learn about what mortgage discount points are, how you can use mortgage discount points to lower your interest rate, and whether buying points is right for you.

  5. A Guide to Mortgage Points | SoFi

    Jan 15, 2025 · Mortgage points are essentially a form of prepaid interest, where each point equals 1% of a mortgage. Learn how they work and whether they're worth it today.

  6. What Are Mortgage Points and Can They Help You Save?

    Apr 18, 2023 · Some homebuyers pay mortgage points to lower their interest rate and save over the life of their loan. See if this strategy might make sense for you.

  7. What are discount points? | Citizens

    Discount points are essentially mortgage interest that you pre-pay upfront at closing. Typically, one point costs 1% of the total mortgage. Learn more with Citizens.

  8. Discount points - Wikipedia

    Discount points, also called mortgage points or simply points, are a form of pre-paid interest available in the United States when arranging a mortgage. One point equals one percent of …

  9. Mortgage Discount Points: What They Are and How to Use Them

    Jul 31, 2024 · What Are Mortgage Discount Points? The term “mortgage discount points” refers to the interest rate reduction a borrower receives from their lender when they pay for a portion of …

  10. Understanding Mortgage Points - and How They Can Save You …

    May 5, 2025 · This month, we’re taking a closer look at what mortgage points are, how they work, and when it might make sense to buy them. What Are Mortgage Points? Mortgage …