No, over drafting your account won’t directly show up on your credit report. That’s because credit bureaus — like Experian, TransUnion and Equifax — don’t track your checking account behavior. But ...

When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...

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Have you ever bounced a check? I have. Not many, and never because I didn't have the money. Once I bounced a check because I forgot to make a deposit before leaving on vacation. When I returned and ...

Overdrawing your bank account isn’t fun — but it happens. When it does, one of the first questions people ask is: does overdraft affect your credit score? The short answer? Not directly. But there’s ...