What good is a pension if you don’t live long enough to enjoy it? When Germany introduced the world’s first old-age social insurance program in 1889, the retirement age was set at 70. The problem?

In the fall of 2019, I toured the Office of Personnel Management’s (OPM) Retirement Operations Center—known as the “ROC”—located 220 feet underground in a former limestone mine north of Pittsburgh, ...

What is the long-run value of the Saver’s Match? The Saver’s Match, which is slated to start in 2027, is a federal program that will provide eligible savers a 50% match on their first $2,000 of ...

Retiring on Social Security alone is not a fantasy reserved for the ultra-frugal. It is a practical reality for millions of Americans who learn to align their lifestyle with a fixed monthly benefit ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

Among the many investment options available, the Systematic Investment Plan (SIP) remains popular for its simplicity and ...

New York State is launching a retirement savings plan program for employers in the state with Vestwell’s platform. It’s the latest state partnership for the fintech and employer and individual ...

President Donald Trump is considering a new retirement savings program modeled after Australia's superannuation system. This comes as Social Security faces financial challenges, and it aims to provide ...

Discover the CRPS certification, its role in retirement planning for businesses, exam details, benefits, and ongoing ...