The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Your credit score is a variable three-digit number that says a lot about your ability to pay your bills promptly, but even if your credit score is low, there are some easy ways to fix it over time.

The average credit score was 715 in 2024, according to Experian data. That average, as of the third quarter of 2024, is unchanged from the same quarter in 2023. For 11 straight years, the average ...

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

The average FICO credit score across the U.S. has fallen for a second year in a row. The latest statistics from Fair Isaac ...

You might know that a good to excellent credit score can help you qualify for great terms on your next loan or credit card. But many lenders use a score from either FICO or VantageScore. So how do you ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

Credit scores gauge how well you manage debt, crucial for rentals, phones, and other services. Scores factor in payment history (35%), debt amount (30%), history length (15%), and more. Ideal FICO ...

Lisa Maloney is a credit cards specialist, award-winning writer and former stringer for The Wall Street Journal. She has extensive experience as a consumer reporter, leveraging careful research and ...