The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Understand credit denial, including common reasons why credit applications are rejected and what you can do next to improve ...

Credit scores quietly shape the cost of everyday life, from the rate on a car loan to whether a landlord will hand over the ...

Your credit score is a variable three-digit number that says a lot about your ability to pay your bills promptly, but even if your credit score is low, there are some easy ways to fix it over time.

Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own ...

Seeing your score go down after wiping out debt is disheartening. Here's what might've happened behind the scenes. Holly Johnson is a credit card expert and writer who covers rewards and loyalty ...

SAN ANTONIO — Hard and soft credit checks both show the same information. The big difference is one has no effect on your credit score while the other will lower it. A hard check happens when you ...

Aaron Broverman is the Managing Editor of Forbes Advisor Canada. He has almost 20 years of experience writing in the personal finance space for outlets such as Bankrate, Bankrate Canada, ...

Your starting credit score depends on your initial credit activity; there is no standard starting point. You need at least one open account with one to six months of activity reported to receive a ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

When it comes to credit reports and credit scores, you’ve probably heard a lot of advice over the years. And while you might know that financial professionals recommend working to establish good ...

A hard inquiry is a normal part of applying for credit, and it can have a temporary impact on your credit score. Though it’s nothing to stress over, it’s still something to be aware of, especially if ...